Employers Insurance is offering PGI agents 20% commission on Workers Compensation policies under $25,000 in premium with effective dates from April 1st, 2021 through October 1st, 2021.
COVERAGE INSIGHTS A terrific 3 minute read on Business Income & Extra Expense coverage. Click here: Are You Covered in Case of a Business Interruption?
Many PGI agents have a niche target market for commercial transportation risks. This is no surprise, as these are often high premium policies that require specialized knowledge and carriers in order to write effectively. Did you know that there is a continuing education designation that is specifically developed for agents who specialize in transportation risks? IRMI (the International Risk Management Institute) offers the TRIP (Transportation Risk and Insurance Professional) designation curriculum. Obtaining this designation will be an excellent way to differentiate yourself as a professional in the commercial transportation vertical. The TRIP designation can be obtained through IRMI for $99 a class (5 classes total to earn the designation). For More Information CLICK HERE . Additionally, IRMI is hosting the 2021 Transportation Risk Conference on July 14 & 15 . Click here for the conference Agenda & Speakers.
Many agents are aware that there is are Commercial Cyber Insurance products available to protect small business. However, these same agents are often reluctant to promote those products out of a lack of understanding of the need for small businesses to carry the coverage. How bad could a cyber event be? In truth, a cyber event can be very expensive and disruptive to a small business. In particular, this is because so few small businesses take the protective steps to safeguard their files and other data that bigger firms take. This makes them targets. A ransomware attack can literally cripple a small business. In this type of cyber breach a hacker takes control of a business' computers and systems and holds them hostage, often for a large ransom. In some cases the hacker encrypts the data, other times the hacker simply denies access to the systems. Either way, your business isn't running unless you bypass the hack, or pay the ransom. Good cyber s...
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